1) Do your homework. Speaking candidly Crawford Lake Capital Hedge Fund told us the story. Request and obtain approval for a credit card is nothing more than field work. The credit card contracts can sometimes contain onerous conditions that could cause regret that you have subscribed to the new card you made. Read the fine print carefully. If a deal too good to be true, it could be. Credit cards can be a great way to finance their purchases, but make sure it is not at the expense so that you end up paying for a long time afterwards. 2) Read about the APR.

The APR stands for “annual fee. Yes, the APR of a credit card is important, no matter what people say. In April low credit card is more important than you think. When you register for your new card, you are probably thinking “hey, all I never miss a payment, who cares what the APR is?” The fact of the matter is, the costs rise. Unexpected expenses that you have to pay for no matter what. If your credit card in April is low and when these expenses arise, you will be in a better financial position to pay. Prefer to pay credit card $ 1,000 4% in 15% of $ 1000.

This can make a world of difference. 3) Compare offers. Not all credit card offers are doing the same. All credit cards that you see seem physically similar (made of plastic), but these credit cards can often be worlds apart. Some offer reward points, sky miles, cash back, dividends and bonuses, while most offer nothing at all. If you are picking a card, make sure to make the most of it can be. Find out later that may have had 50,000 miles in heaven when you can not really be a surprise. Compare the deals, compare banks and get the best credit card offer that you can. This article may be reproduced and distributed freely, provided they are not altered and the link below is kept alive.