It does click herein order to acquire the Course. In the last months, we have been present at a recovery in the real estate market. The prices of the houses have raised in July by third consecutive month, the requests of mortgages reached in the month of September their maximum in four months by the fall in the interest rates and the inventory of houses has been reduced. The requests of loans to even buy a house, an advanced indicator of the sales, it has raised in September the greater level from beginnings of January. It pretends but it is not the real thing in the real estate market. The aid that received the buyers (with a credit of US$ 8,000 for a first buyer) that will extend until the month of November, maintain a demand without solid foundations. The weakness of the labor market with a leisure that follows in growth and the persistent problems in the American financial system is elements that anticipate a reversion in the behavior of a real estate demand that will follow suspended.

Part of the problems that exist from the side of the demand in the American real estate market, stays still hidden generating a risk latent of new episodes of crisis. According to a report of the banking regulators, more than half of indebted hypothecating with credits renegotiated in first half of the last year, they later observe a delay of at least two months in the payment of its quotas a year. For the next months great losses in the credits do not discard real estate commercial that puts in jams to the American organizations financial, leaving in clearly in addition, that this segment of the real estate sector far is of its recovery. And while the number of houses without selling would have touched bottom, the prices would be on the verge of falling still more, increasing the pressure on the economy again. For the economist Robert Shiller of Yale University, the perspective are still more dark.

Shiller that outside one of that it anticipated the crisis in the American real estate market, foretold that the prices of the houses will delay time in recovering enough. Although the programs of stimulus and the plan of purchase of assets of the EDF have contributed to maintain the prices of the houses, the same, as we would mention previously, will finish in just a short time reason why the market will lose forces. Neither in the sky, nor in hell. The American economy in particular, and the global economy generally, still are in purgatorio, cleaning their faults of a crisis that not yet has finished. Prudence would have more to be the mentioned word in this end of the recession. If they want it to the markets to avoid, from the governments one would be due to implement with concrete measures. In addition, the fragilities and risks that still persist must be monitored close by and having predicted plans of emergencia to respond to possible new episodes of crisis. Will be able to be consolidated the recovery or the excess of optimism will take to new relapses?

What is a CFD and how they work As its own name indicates, a CFD is a contract in which two parts you decide to interchange the difference of the price of financial assets in the market between the moment at which the treatment is agreed to until it is decided to close it. The originality of this form of investment resides in which you do not need to pay the total value of the active one on which she operates, but only puts an amount initial to position yourself. Practical example If you wish to buy 1000 actions of a certain company to 12 each, the total to pay by this operation in the conventional TRADING would be of 12,000 (without counting commissions or I interest), whereas operating by means of CFDs on action the cost is much smaller. We see: With the CFDs you will not physically acquire the actions, will only buy contracts exceeds they. By this the total is not pleased than they are worth but a percentage plus the commission that the supplier has fixed. For example IG Markets, one of the suppliers of CFDs in Spain, offers a price of quote that the price is the same that to which they are the actions in stock-market then (price ask). The commission of IG Markets for the Spanish actions is of 0,1%. The commission by the 1000 actions that you want to buy you would be: 12 x 1,000 12 actions x 0,1% = .

The margin, that is to say, the initial amount that you must contribute to begin to operate varies according to active on whom it operates and the volatileness of the same. For the Spanish actions in IG Markets the initial contribution is of 5% of the total of the value of the same. This one is the minimum margin, that can increase following what actions are wanted to acquire. Continuing with the previous example, the margin abrir position would be the following one: 1,000 12,000 12 actions x = . A margin of 5% represents 600 . In this point already the advantage can be appreciated that supposes the TRADING with CFDs since you do not have to pay the total of the value of the instrument on which she operates but a smaller amount. This also supposes that the losses can surpass the initial margin and you can to lose more than has put. By this it is advised to use tools of control of risk like the orders limits and orders stops.

Multitude of possibilities with the CFDs It is necessary to emphasize that the CFDs not only is valid in the TRADING on action but more markets in those exist many than to operate like forex, the market of energies, raw materials, stock-exchange indices and bonds, between many others. The previous commentaries do not constitute advising on investments and therefore IG Markets does not accept any responsibility on any use that can be done of them. The CFDs is a raised with a lever product and entails a high risk level. The CFDs can not be adapted for any person, who asegrese of understands the risk completely that implies and realises a constant pursuit of her investment.